[ARFC] Low Adoption Asset Deprecation on Aave V3

Summary LlamaRisk, together with the Aave service providers working on risk surface reduction, recommends offboarding a broad set of low-activity Aave V3 reserves along with six whole deployments. The following specification lists the current configuration of each reserve and the parameter changes required to wind it down. The individual removals cover 50 reserves and 21 matured Pendle PTs across eleven deployments, holding $85.3M of supply and $11.5M of debt. The whole-market deprecations add 25 reserves across Sonic, Scroll, zkSync, Metis, Soneium and Aptos, holding $12.8M of supply and $4.1M of debt. A large share of the set is already in motion, with borrowing disabled, reserves frozen, or caps already reduced to 1 on most of it. A further set of V3 reserves flagged for Chainlink price feed risk is being offboarded through the companion oracle deprecation ARFC. Those reserves receive a freeze, caps of 1 and a fixed-price oracle there, so they are listed in the cross-reference section below and excluded from the tables and specification of this document. Motivation This recommendation is part of a portfolio-level effort to reduce Aave’s risk surface across deployments, applying the Aave Risk Framework rather than reacting to a problem with any single asset. Most reserves in scope are assets whose usage on Aave has remained below, or declined to, the level the framework requires for a standalone listing. Each listed reserve carries a fixed operational load regardless of its size: an oracle to maintain, risk parameters to monitor, and a liquidation path that must function reliably. Where a reserve’s activity no longer justifies that load, it is wound down. The scope also includes several structural cases. Bridged tokens such as USDC.e and USDbC are removed where the native version is listed and retained, so the same asset is not carried twice. MaticX is being sunset by its issuer. A group of Pendle Principal Tokens has passed maturity, after which the reserve serves no ongoing function. On six smaller deployments the assessment applies to the whole market rather than individual reserves: aggregate activity has declined to a level where the revenue the deployment generates does not cover the cost of supporting it, so the entire market is wound down at once. Wind-down mechanics Each reserve is wound down so that exposure is removed while users exit in an orderly way and liquidation risk is minimised. The default action on every reserve is to freeze it, reduce its supply and borrow caps to 1 and, on reserves that carry a borrow, raise the RF. The freeze blocks new supply, borrow, and use as fresh collateral. Raising the RF directs more of the borrow interest to the treasury, so suppliers earn less yield and withdraw their assets. As supply leaves, utilisation rises and borrowers are pushed to repay. For assets that are currently used as collateral, freezing the market stops new activity, but the positions already in place can remain open. Any effort to unwind those positions is discussed on a case-by-case basis. The next steps listed per reserve below reflect this default action and the current state of each reserve. Beyond the default action, further levers may be applied depending on how each asset behaves, so they are deliberately not part of the per-reserve next steps: Where borrowers do not repay despite the raised reserve factor, the IRM curves are increased to make carrying a borrow more expensive. When it is deemed risky to keep the exposure, the Liquidation Threshold can be gradually reduced to deleverage the market, applied per asset when that is necessary to remove a lingering collateral position. The whole-market deprecations apply the same approach to every reserve at once: each reserve is frozen with caps reduced to 1 and, where it is borrowed, the RF is raised to 99% and the IRM base rate is set to 5%, matching the initial rate step used in the oracle deprecation ARFC. We will reassess periodically whether further measures, such as raising the IRM further, are needed. Overlap with the oracle deprecation ARFC The reserves of Aave V3 below qualify for this scope on adoption grounds but also carry a Chainlink price feed assessed at elevated risk. They are handled in the oracle deprecation ARFC, which freezes each reserve, reduces its caps to 1 and replaces the live feed with a fixed-price adapter. They are excluded from the specification of this document to avoid double-specifying the same reserves. Asset Instance Feed tier Supplied Borrowed LUSD Ethereum Very High $2.0M $665k RPL Ethereum High $608k $212k BAL Ethereum Very High $46k $3k FRAX Ethereum Very High $38k $29k KNC Ethereum High $6k $1k FXS Ethereum High $1k $17 LUSD Arbitrum Very High $192k $75k FRAX Arbitrum Very High $170k $48k MAI Arbitrum Very High $16k $13 MAI Avalanche Very High $21k $4k FRAX Avalanche Very High $7k $6k LUSD Optimism Very High $26k $18k MAI Optimism Very High $9k $3k sUSD Optimism Very High $26k $12k GHST Polygon Very High $31k $311 miMATIC Polygon Very High $9k $11 BAL Polygon Very High $1k $450 STG Ethereum Medium $92 $2 USDm on Celo and SCR on Scroll are also covered by the oracle deprecation ARFC. SCR additionally falls under the Scroll whole-market deprecation below, where the deployment-wide parameter changes still apply. Scope by market The first chart sets the in-scope supplied value of each live deployment against that market’s total supplied value. On the large general-purpose markets the changes touch a small fraction of overall size. Source: LlamaRisk, July 28th, 2026 The six whole-market deprecations cover their deployments in full and hold $12.8M of supply between them: Sonic $7.6M, Scroll $2.2M, Aptos $1.7M, zkSync $0.8M, Metis $0.3M and Soneium $0.2M. The chart below shows how much each deployment, live and fully deprecated alike, contributes to the roughly $98M of supplied value in scope. Source: LlamaRisk, July 28th, 2026 Live markets: individual reserve removals Ethereum Core The Ethereum Core scope is dominated by two BTC liquid-staking wrappers, FBTC and eBTC, which together hold about $16.3M of supply against $63k of borrowing. Both were listed for collateral demand that has not materialised at scale, and their supplied balances have fallen from roughly $38.9M and $33.5M respectively over the past six months as depositors migrated out. CRV and UNI carry the largest remaining borrow balances in scope, with supply roughly halving over the same window, CRV from $4.2M to $2.2M and UNI from $4.1M to $1.7M. The remainder is a long tail of reserves below $250k, most of them already frozen, borrow-disabled or capped to 1, where this proposal formalises a wind-down that is already underway. Asset Supplied Borrowed RF State Borrowable Collateral Reason Next steps FBTC $11.1M $63k 50% Active No General + E-Mode Limited adoption Freeze reserve, set caps to 1 and raise RF to 75% eBTC $5.3M $0 50% Active No General + E-Mode Limited adoption Freeze reserve and set caps to 1 Matured PTs (15) $86k $0 - Active, supply cap of 1 No E-Mode only Matured Freeze all and set caps to 1 CRV $2.2M $238k 35% Active No General Limited adoption Freeze reserve, set caps to 1 and raise RF to 50% UNI $1.7M $29k 20% Active No General Limited adoption Freeze reserve, set caps to 1 and raise RF to 50% crvUSD $185k $78k 20% Active, supply cap of 1, borrow cap of 1 Yes Non-collateral Limited adoption Freeze reserve, set caps to 1 and raise RF to 50% MKR $175k $2k 20% Frozen, supply cap of 1, borrow cap of 1 Yes General Limited adoption Raise RF to 50% ETHx $159k $650 15% Active, supply cap of 1 No General + E-Mode Limited adoption Freeze reserve, set caps to 1 and raise RF to 50% 1INCH $154k $6k 20% Active No General Limited adoption Freeze reserve, set caps to 1 and raise RF to 50% ezETH $111k $0 - Active No General + E-Mode Limited adoption Freeze reserve and set caps to 1 ENS $72k $5k 20% Active No General Limited adoption Freeze reserve, set caps to 1 and raise RF to 50% SNX $59k $13k 95% Active, supply cap of 1 No General Limited adoption Freeze reserve, set caps to 1 and raise RF to 99% sDAI $50k $0 - Active, supply cap of 1 No General Limited adoption Freeze reserve and set caps to 1 eUSDe $17k $0 45% Active, supply cap of 1 No General + E-Mode Limited adoption Freeze reserve and set caps to 1 Source: LlamaRisk, July 28th, 2026 Ethereum Prime The Ethereum Prime instance is built around wstETH-collateralised WETH leverage, and the three reserves in scope never found a role in that structure. ezETH supply has fallen from $11.7M in late January to $337k as looping demand consolidated on other deployments. USDS holds $217k against $42k of borrowing and already has both caps at 1. sUSDe holds $46k and was never borrowable. USDS and sUSDe remain fully served by their Ethereum Core listings, where liquidity is materially deeper, and ezETH is already in the Ethereum Core scope of this proposal. The Prime listings therefore add operational load without adding usage. Asset Supplied Borrowed RF State Borrowable Collateral Reason Next steps ezETH $337k $0 15% Active No General + E-Mode Limited adoption Freeze reserve and set caps to 1 USDS $217k $42k 25% Active, supply cap of 1, borrow cap of 1 Yes Non-collateral Limited adoption, deeper market on Ethereum Core Freeze reserve, set caps to 1 and raise RF to 50% sUSDe $46k $0 10% Active No General + E-Mode Limited adoption, deeper market on Ethereum Core Freeze reserve and set caps to 1 Source: LlamaRisk, July 28th, 2026 Arbitrum On Arbitrum the largest position is DAI, at $3.6M supplied and $2.5M borrowed, flagged for limited on-chain exit liquidity rather than inactivity, with supply down from $6.1M six months ago. rETH and tBTC hold a combined $3.7M with almost no borrowing against them. USDC.e is the bridged predecessor of native USDC and is removed as a duplicate listing, its supply declining from $1.8M to $1.1M as users migrate to the native version. Asset Supplied Borrowed RF State Borrowable Collateral Reason Next steps DAI $3.6M $2.5M 25% Active, borrow cap 4,410,000 DAI Yes General + E-Mode Limited liquidity Freeze reserve, set caps to 1 and raise RF to 50% rETH $2.2M $35k 15% Active No General Limited adoption Freeze reserve, set caps to 1 and raise RF to 50% tBTC $1.4M $0 20% Active No General + E-Mode Limited adoption Freeze reserve and set caps to 1 USDC.e $1.1M $943k 50% Active No General + E-Mode Bridged USDC, native version retained Freeze reserve, set caps to 1 and raise RF to 75% ezETH $150k $0 15% Active No General + E-Mode Limited adoption Freeze reserve and set caps to 1 EURS $12k $6k 20% Frozen, borrow cap 65,000 EURS Yes General + E-Mode Limited adoption Set caps to 1 and raise RF to 50% Source: LlamaRisk, July 28th, 2026 Plasma Plasma’s in-scope balance is dominated by matured Pendle PTs at $32.2M, which no longer accrue yield and only await withdrawal. The two live reserves reflect the deployment’s post-launch contraction: WETH supply has fallen from $47.2M to $2.1M and weETH from $277.5M to $1.1M over six months as launch-phase looping capital exited. Asset Supplied Borrowed RF State Borrowable Collateral Reason Next steps Matured PTs (6) $32.2M $0 - Active, supply cap of 1 No E-Mode only Matured Freeze all and set caps to 1 WETH $2.1M $861k 15% Active, supply cap of 1, borrow cap of 1 Yes General Limited adoption and liquidity Freeze reserve, set caps to 1 and raise RF to 50% weETH $1.1M $0 20% Active No General + E-Mode Limited adoption and liquidity Freeze reserve and set caps to 1 wstETH $195 $1 35% Frozen, borrow cap 5,000 wstETH Yes General + E-Mode Limited adoption and liquidity Set caps to 1 and raise RF to 50% Source: LlamaRisk, July 28th, 2026 Base The Base scope is small: tBTC at $421k, with supply down from $836k over six months, the bridged USDbC removed as a duplicate of native USDC, and a dust ezETH reserve. Asset Supplied Borrowed RF State Borrowable Collateral Reason Next steps tBTC $421k $47k 20% Active No General + E-Mode Limited adoption Freeze reserve, set caps to 1 and raise RF to 50% USDbC $172k $125k 50% Active No General Bridged USDC, native version retained Freeze reserve, set caps to 1 and raise RF to 75% ezETH $17k $0 15% Active No General + E-Mode Limited adoption Freeze reserve and set caps to 1 Source: LlamaRisk, July 28th, 2026 Polygon Polygon’s scope is led by the bridged USDC.e at $3.4M supplied and $2.9M borrowed, removed as a duplicate of native USDC. EURS holds $1.9M and already sits at an RF of 99% from earlier deprecation steps. MaticX is wound down because Stader is sunsetting the token. The remaining six reserves are frozen dust positions below $40k each. Asset Supplied Borrowed RF State Borrowable Collateral Reason Next steps USDC.e $3.4M $2.9M 60% Active No General + E-Mode Bridged USDC, native version retained Freeze reserve, set caps to 1 and raise RF to 85% EURS $1.9M $252k 99% Active, supply cap of 1 No General + E-Mode Limited adoption and liquidity Freeze reserve and set caps to 1 MaticX $654k $5k 20% Active No General + E-Mode Issuer sunsetting the asset Freeze reserve, set caps to 1 and raise RF to 50% DPI $38k $4k 35% Frozen, borrow cap 779 DPI Yes General Limited adoption Set caps to 1 and raise RF to 50% stMATIC $16k $0 - Frozen No General + E-Mode Limited adoption Set caps to 1. Monitor, residual immaterial SUSHI $17k $6k 20% Frozen, borrow cap 180,000 SUSHI Yes General Limited adoption Set caps to 1 and raise RF to 50% CRV $9k $416 35% Frozen, borrow cap 300,000 CRV Yes General Limited adoption Set caps to 1 and raise RF to 50% EURA $7k $2k 20% Frozen No E-Mode only Limited adoption Set caps to 1 and raise RF to 50% jEUR $4k $3k 20% Frozen, borrow cap 100,000 jEUR Yes E-Mode only Limited adoption Set caps to 1 and raise RF to 50% Source: LlamaRisk, July 28th, 2026 Avalanche The Avalanche scope consists of three bridged tokens, WBTC.e, LINK.e and AAVE.e, carrying minimal borrowing and exposure. For example, WBTC.e supply sits at $2.6M, down from $4.1M six months ago. Asset Supplied Borrowed RF State Borrowable Collateral Reason Next steps WBTC.e $2.6M $122k 20% Frozen, borrow cap 1,100 WBTC.e Yes General Limited adoption Set caps to 1 and raise RF to 50% LINK.e $824k $15k 20% Active No General Limited adoption Freeze reserve, set caps to 1 and raise RF to 50% AAVE.e $154k $0 - Active No General Limited adoption Freeze reserve and set caps to 1 Source: LlamaRisk, July 28th, 2026 Optimism On Optimism the bridged USDC.e, at $1.2M supplied and down from $2.0M six months ago, is removed as a duplicate of native USDC, while DAI and rETH carry a combined $1.1M with usage below the framework’s thresholds. Asset Supplied Borrowed RF State Borrowable Collateral Reason Next steps USDC.e $1.2M $303k 50% Active No General + E-Mode Bridged USDC, native version retained Freeze reserve, set caps to 1 and raise RF to 75% DAI $617k $517k 25% Active, borrow cap 900,000 DAI Yes General + E-Mode Limited adoption Freeze reserve, set caps to 1 and raise RF to 50% rETH $518k $1k 15% Active No General + E-Mode Limited adoption Freeze reserve, set caps to 1 and raise RF to 50% Source: LlamaRisk, July 28th, 2026 Gnosis GNO is excluded from this scope for now and will be treated separately. The remaining Gnosis reserves in scope are listed below. WETH is the material Gnosis reserve at $3.2M supplied and $1.8M borrowed, with supply down from $7.8M over six months and borrowing already disabled. The legacy bridged USDC reserve is frozen with caps at 1 and only awaits the RF step. Asset Supplied Borrowed RF State Borrowable Collateral Reason Next steps WETH $3.2M $1.8M 15% Active No General + E-Mode Limited adoption Freeze reserve, set caps to 1 and raise RF to 50% USDC $142k $13k 80% Frozen, supply cap of 1, borrow cap of 1 Yes General Limited adoption Raise RF to 99% Source: LlamaRisk, July 28th, 2026 BSC The BSC scope holds wstETH, FDUSD and Cake, together $3.6M of supply. wstETH supply has fallen from $5.2M to $2.1M over six months and carries under $1k of borrowing, while FDUSD’s $582k borrow is the only material debt in scope. Asset Supplied Borrowed RF State Borrowable Collateral Reason Next steps wstETH $2.1M $941 15% Active, supply cap of 1 No General + E-Mode Limited adoption Freeze reserve, set caps to 1 and raise RF to 50% FDUSD $858k $582k 20% Active No General Limited adoption Freeze reserve, set caps to 1 and raise RF to 50% Cake $636k $13k 20% Active No General Limited adoption Freeze reserve, set caps to 1 and raise RF to 50% Source: LlamaRisk, July 28th, 2026 MegaETH WETH is excluded from this scope for now and will be treated separately. The two remaining in-scope reserves hold about $4k between them, so no supply history chart is included. Asset Supplied Borrowed RF State Borrowable Collateral Reason Next steps USDT0 $4k $3k 10% Active, borrow cap 9,000,000 USDT0 Yes Non-collateral Limited adoption Freeze reserve, set caps to 1 and raise RF to 50% ezETH $6 $0 20% Active, supply cap of 1 No E-Mode only Limited adoption Freeze reserve and set caps to 1 Whole-market deprecations Each deployment is wound down in full: every reserve is frozen with caps reduced to 1 and, on reserves that carry a borrow, the RF is raised to 99% and the IRM base rate is set to 5%. We will reassess periodically whether additional measures, such as raising the IRM further, are needed. Sonic Deposits on the Sonic deployment have fallen from $28.9M to $7.6M over the trailing six months, a decline of 74%, and $2.7M remains borrowed. At current balances, rates and reserve factors the deployment generates under $5k per quarter in protocol revenue, which does not cover the cost of maintaining oracles, monitoring and operational support for the market. Asset Supplied Borrowed RF State Borrowable Collateral Next steps USDC $2.9M $1.6M 10% Active, borrow cap 1,050,000 USDC Yes General Freeze reserve, set caps to 1, raise RF to 99% and set IRM base rate to 5% wS $1.7M $879k 15% Active, borrow cap 36,100,000 wS Yes General Freeze reserve, set caps to 1, raise RF to 99% and set IRM base rate to 5% stS $1.5M $0 10% Active No General Freeze reserve and set caps to 1 WETH $1.5M $249k 15% Active, borrow cap 97 WETH Yes General Freeze reserve, set caps to 1, raise RF to 99% and set IRM base rate to 5% Source: LlamaRisk, July 28th, 2026 Scroll Deposits on the Scroll deployment have fallen from $16.1M to $2.2M over the trailing six months, a decline of 86%, and $422k remains borrowed. At current balances, rates and reserve factors the deployment generates under $5k per quarter in protocol revenue, which does not cover the cost of maintaining oracles, monitoring and operational support for the market. Asset Supplied Borrowed RF State Borrowable Collateral Next steps WETH $1.5M $169k 50% Frozen, supply cap of 1, borrow cap of 1 Yes General + E-Mode Raise RF to 99% and set IRM base rate to 5% weETH $312k $11k 85% Frozen, supply cap of 1 No General + E-Mode Raise RF to 99% and set IRM base rate to 5% USDC $311k $226k 85% Frozen, supply cap of 1, borrow cap of 1 Yes General Raise RF to 99% and set IRM base rate to 5% wstETH $93k $17k 85% Frozen, supply cap of 1 No General + E-Mode Raise RF to 99% and set IRM base rate to 5% SCR $14k $52 85% Frozen, supply cap of 1 No Non-collateral Raise RF to 99% and set IRM base rate to 5% Source: LlamaRisk, July 28th, 2026 zkSync Deposits on the zkSync deployment have fallen from $7.2M to $844k over the trailing six months, a decline of 88%, and $235k remains borrowed. At current balances, rates and reserve factors the deployment generates under $5k per quarter in protocol revenue, which does not cover the cost of maintaining oracles, monitoring and operational support for the market. Asset Supplied Borrowed RF State Borrowable Collateral Next steps WETH $383k $104k 15% Frozen, borrow cap of 1 Yes General + E-Mode Set caps to 1 and raise RF to 99% and set IRM base rate to 5% ZK $213k $138 20% Frozen, borrow cap of 1 Yes General Set caps to 1 and raise RF to 99% and set IRM base rate to 5% USDC $102k $112k 10% Frozen, borrow cap of 1 Yes General Set caps to 1 and raise RF to 99% and set IRM base rate to 5% weETH $106k $0 45% Frozen No General + E-Mode Set caps to 1. Monitor, residual immaterial USDT $22k $19k 10% Frozen, borrow cap of 1 Yes General Set caps to 1 and raise RF to 99% and set IRM base rate to 5% wstETH $18k $234 5% Frozen, borrow cap of 1 Yes General + E-Mode Set caps to 1 and raise RF to 99% and set IRM base rate to 5% wrsETH $71 $0 10% Frozen, supply cap of 1 No General + E-Mode Monitor, residual immaterial sUSDe $127 $0 20% Frozen No General Set caps to 1. Monitor, residual immaterial Source: LlamaRisk, July 28th, 2026 Metis Deposits on the Metis deployment have fallen from $1.4M to $297k over the trailing six months, a decline of 79%, and $31k remains borrowed. At current balances, rates and reserve factors the deployment generates under $1k per quarter in protocol revenue, which does not cover the cost of maintaining oracles, monitoring and operational support for the market. Asset Supplied Borrowed RF State Borrowable Collateral Next steps Metis $77k $216 15% Frozen, borrow cap of 1 Yes General Set caps to 1 and raise RF to 99% and set IRM base rate to 5% m.USDT $82k $8k 10% Frozen, borrow cap of 1 Yes General Set caps to 1 and raise RF to 99% and set IRM base rate to 5% m.USDC $74k $21k 10% Frozen, borrow cap of 1 Yes General Set caps to 1 and raise RF to 99% and set IRM base rate to 5% WETH $42k $2k 15% Frozen No General Set caps to 1 and raise RF to 99% and set IRM base rate to 5% m.DAI $21k $394 25% Frozen No General Set caps to 1 and raise RF to 99% and set IRM base rate to 5% Source: LlamaRisk, July 28th, 2026 Soneium Deposits on the Soneium deployment have fallen from $3.2M to $173k over the trailing six months, a decline of 95%, and $38k remains borrowed. At current balances, rates and reserve factors the deployment generates under $1k per quarter in protocol revenue, which does not cover the cost of maintaining oracles, monitoring and operational support for the market. Asset Supplied Borrowed RF State Borrowable Collateral Next steps WETH $124k $8k 15% Frozen, borrow cap 720 WETH Yes General Set caps to 1 and raise RF to 99% and set IRM base rate to 5% USDC.e $42k $30k 10% Frozen, borrow cap 7,200,000 USDC.e Yes General Set caps to 1 and raise RF to 99% and set IRM base rate to 5% USDT $7k $536 10% Frozen, borrow cap 4,500,000 USDT Yes General Set caps to 1 and raise RF to 99% and set IRM base rate to 5% Source: LlamaRisk, July 28th, 2026 Aptos Available liquidity across the Aptos reserves has moved from $18.0M to $1.0M over the trailing six months (-94%, DefiLlama pool TVL, supply net of borrows). The market carries about $1.7M of supply and $719k of debt, and at current balances and reserve factors it generates under $1k per quarter in protocol revenue, which does not cover the cost of maintaining the market. Asset Supplied Borrowed RF State Borrowable Collateral Next steps USDT $1.2M $672k 10% Active, borrow cap 448,000 USDT Yes General + E-Mode Freeze reserve, set caps to 1, raise RF to 99% and set IRM base rate to 5% APT $351k $8k 20% Active, borrow cap 8,370 APT Yes General Freeze reserve, set caps to 1, raise RF to 99% and set IRM base rate to 5% USDC $156k $40k 10% Active, borrow cap 33,000 USDC Yes General + E-Mode Freeze reserve, set caps to 1, raise RF to 99% and set IRM base rate to 5% sUSDe $5k $0 20% Active No General + E-Mode Freeze reserve and set caps to 1 Source: LlamaRisk, July 28th, 2026 Special cases MaticX on Polygon is in scope for issuer wind-down, with Stader sunsetting the token. Its Aave oracle is an exchange-rate adapter that values MaticX at its fixed MATIC redemption rate times the MATIC/USD feed, so it already tracks the asset’s redemption value, and roughly $0.6M of MATIC-correlated debt is backed by MaticX collateral that stays correctly valued as MATIC moves. MaticX is already at LTV of 0 and borrow-disabled, and is wound down on the standard basis. Next Steps For the whole-market deprecations the sequence continues beyond this proposal: once the RF and rate changes have forced the remaining positions to unwind further, the oracles on those deployments will be deprecated in the same way as in the oracle deprecation ARFC, fixing each feed so the market can be retired completely. For the individual reserve removals no further parameter work is expected beyond IRM adjustments, applied later only where borrowers have not responded to the initial changes or if the reserve becomes stressed. Specification Whenever a reserve is frozen its supply and borrow caps are also reduced to 1, and already-frozen reserves have their caps reduced to 1 where they are not already, so every deprecated reserve ends in the same terminal state as in the companion oracle deprecation ARFC. Aave V3 Ethereum Core Asset Current frozen Recommended frozen Supply cap (current / new) Borrow cap (current / new) Current RF Recommended RF FBTC No Yes 175 / 1 1 / 1 50% 75% eBTC No Yes 134 / 1 1 / 1 50% n/a ezETH No Yes 3,330 / 1 n/a / 1 n/a n/a eUSDe No Yes 1 / 1 1 / 1 45% n/a ETHx No Yes 1 / 1 1 / 1 15% 50% Matured PTs (15) No Yes 1 / 1 1 / 1 n/a n/a CRV No Yes 11,000,000 / 1 1 / 1 35% 50% UNI No Yes 1,500,000 / 1 1 / 1 20% 50% 1INCH No Yes 7,000,000 / 1 1 / 1 20% 50% crvUSD No Yes 1 / 1 1 / 1 20% 50% MKR Yes Yes 1 / 1 1 / 1 20% 50% ENS No Yes 50,000 / 1 1 / 1 20% 50% SNX No Yes 1 / 1 1 / 1 95% 99% sDAI No Yes 1 / 1 n/a / 1 n/a n/a Aave V3 Ethereum Prime Asset Current frozen Recommended frozen Supply cap (current / new) Borrow cap (current / new) Current RF Recommended RF ezETH No Yes 150 / 1 1 / 1 15% No change USDS No Yes 1 / 1 1 / 1 25% 50% sUSDe No Yes 3,000,000 / 1 1 / 1 10% No change Aave V3 Arbitrum Asset Current frozen Recommended frozen Supply cap (current / new) Borrow cap (current / new) Current RF Recommended RF DAI No Yes 4,900,000 / 1 4,410,000 / 1 25% 50% rETH No Yes 1,300 / 1 1 / 1 15% 50% tBTC No Yes 35 / 1 1 / 1 20% n/a USDC.e No Yes 1,700,000 / 1 1,530,000 / 1 50% 75% ezETH No Yes 66 / 1 1 / 1 15% No change EURS Yes Yes 80,000 / 1 65,000 / 1 20% 50% Aave V3 Plasma Asset Current frozen Recommended frozen Supply cap (current / new) Borrow cap (current / new) Current RF Recommended RF Matured PTs (6) No Yes 1 / 1 1 / 1 n/a n/a WETH No Yes 1 / 1 1 / 1 15% 50% weETH No Yes 10,000 / 1 1 / 1 20% n/a wstETH Yes Yes 20,000 / 1 5,000 / 1 35% 50% Aave V3 Base Asset Current frozen Recommended frozen Supply cap (current / new) Borrow cap (current / new) Current RF Recommended RF tBTC No Yes 8 / 1 1 / 1 20% 50% ezETH No Yes 23 / 1 1 / 1 15% No change USDbC No Yes 500,000 / 1 450,000 / 1 50% 75% Aave V3 Polygon Asset Current frozen Recommended frozen Supply cap (current / new) Borrow cap (current / new) Current RF Recommended RF USDC.e No Yes 4,390,000 / 1 3,950,000 / 1 60% 85% EURS No Yes 1 / 1 1 / 1 99% 99% MaticX No Yes 9,330,000 / 1 1 / 1 20% 50% jEUR Yes Yes 120,000 / 1 100,000 / 1 20% 50% stMATIC Yes Yes 61,000,000 / 1 n/a / 1 n/a n/a EURA Yes Yes 300,000 / 1 250,000 / 1 20% 50% DPI Yes Yes 1,417 / 1 779 / 1 35% 50% SUSHI Yes Yes 299,320 / 1 180,000 / 1 20% 50% CRV Yes Yes 1,400,000 / 1 300,000 / 1 35% 50% Aave V3 Avalanche Asset Current frozen Recommended frozen Supply cap (current / new) Borrow cap (current / new) Current RF Recommended RF WBTC.e Yes Yes 2,000 / 1 1,100 / 1 20% 50% LINK.e No Yes 155,000 / 1 1 / 1 20% 50% AAVE.e No Yes 7,200 / 1 n/a / 1 n/a n/a Aave V3 Optimism Asset Current frozen Recommended frozen Supply cap (current / new) Borrow cap (current / new) Current RF Recommended RF USDC.e No Yes 1,800,000 / 1 1 / 1 50% 75% DAI No Yes 1,000,000 / 1 900,000 / 1 25% 50% rETH No Yes 450 / 1 1 / 1 15% 50% Aave V3 Gnosis Asset Current frozen Recommended frozen Supply cap (current / new) Borrow cap (current / new) Current RF Recommended RF WETH No Yes 3,500 / 1 2,400 / 1 15% 50% USD//C on xDai Yes Yes 1 / 1 1 / 1 80% 99% Aave V3 BSC Asset Current frozen Recommended frozen Supply cap (current / new) Borrow cap (current / new) Current RF Recommended RF wstETH No Yes 1 / 1 1 / 1 15% 50% FDUSD No Yes 1,200,000 / 1 1,080,000 / 1 20% 50% Cake No Yes 600,000 / 1 1 / 1 20% 50% Aave V3 MegaETH Asset Current frozen Recommended frozen Supply cap (current / new) Borrow cap (current / new) Current RF Recommended RF ezETH No Yes 1 / 1 1 / 1 20% No change USDT0 No Yes 10,000,000 / 1 9,000,000 / 1 10% 50% Whole-market deployments Every reserve on each of these deployments is frozen with caps reduced to 1. Reserves that carry a borrow have the RF raised to 99% and the IRM base variable rate set to 5%. Aave V3 Sonic Asset Current frozen Recommended frozen Supply cap (current / new) Borrow cap (current / new) Current RF Recommended RF Current IRM base rate Recommended IRM base rate USDC No Yes 2,170,000 / 1 1,050,000 / 1 10% 99% 0% 5% wS No Yes 59,100,000 / 1 36,100,000 / 1 15% 99% 0% 5% stS No Yes 50,300,000 / 1 1 / 1 10% n/a 0% n/a WETH No Yes 556 / 1 97 / 1 15% 99% 0% 5% Aave V3 Scroll Asset Current frozen Recommended frozen Supply cap (current / new) Borrow cap (current / new) Current RF Recommended RF Current IRM base rate Recommended IRM base rate WETH Yes Yes 1 / 1 1 / 1 50% 99% 0% 5% weETH Yes Yes 1 / 1 1 / 1 85% 99% 1% 5% wstETH Yes Yes 1 / 1 1 / 1 85% 99% 0% 5% USDC Yes Yes 1 / 1 1 / 1 85% 99% 0% 5% SCR Yes Yes 1 / 1 1 / 1 85% 99% 0% 5% Aave V3 zkSync Asset Current frozen Recommended frozen Supply cap (current / new) Borrow cap (current / new) Current RF Recommended RF Current IRM base rate Recommended IRM base rate WETH Yes Yes 600 / 1 1 / 1 15% 99% 0% 5% weETH Yes Yes 200 / 1 1 / 1 45% n/a 0% n/a wstETH Yes Yes 500 / 1 1 / 1 5% 99% 0% 5% wrsETH Yes Yes 1 / 1 1 / 1 10% n/a 0% n/a ZK Yes Yes 45,000,000 / 1 1 / 1 20% 99% 0% 5% USDC Yes Yes 800,000 / 1 1 / 1 10% 99% 0% 5% USDT Yes Yes 150,000 / 1 1 / 1 10% 99% 0% 5% sUSDe Yes Yes 110 / 1 1 / 1 20% n/a 0% n/a Aave V3 Metis Asset Current frozen Recommended frozen Supply cap (current / new) Borrow cap (current / new) Current RF Recommended RF Current IRM base rate Recommended IRM base rate Metis Yes Yes 80,000 / 1 1 / 1 15% 99% 0% 5% m.USDT Yes Yes 250,000 / 1 1 / 1 10% 99% 0% 5% m.USDC Yes Yes 400,000 / 1 1 / 1 10% 99% 0% 5% WETH Yes Yes 150 / 1 1 / 1 15% 99% 1% 5% m.DAI Yes Yes 25,000 / 1 1 / 1 25% 99% 0% 5% Aave V3 Soneium Asset Current frozen Recommended frozen Supply cap (current / new) Borrow cap (current / new) Current RF Recommended RF Current IRM base rate Recommended IRM base rate WETH Yes Yes 800 / 1 720 / 1 15% 99% 0% 5% USDC.e Yes Yes 8,000,000 / 1 7,200,000 / 1 10% 99% 0% 5% USDT Yes Yes 5,000,000 / 1 4,500,000 / 1 10% 99% 0% 5% Aave V3 Aptos Asset Current frozen Recommended frozen Supply cap (current / new) Borrow cap (current / new) Current RF Recommended RF Current IRM base rate Recommended IRM base rate USDT No Yes 1,040,000 / 1 448,000 / 1 10% 99% 0% 5% APT No Yes 415,000 / 1 8,370 / 1 20% 99% 0% 5% USDC No Yes 144,000 / 1 33,000 / 1 10% 99% 0% 5% sUSDe No Yes 2,600 / 1 n/a / 1 20% n/a 0% n/a Disclosure This review was independently prepared by LlamaRisk, a DeFi risk service provider funded in part by the Aave DAO. LlamaRisk is not directly affiliated with the protocol(s) reviewed in this assessment and did not receive any compensation from the protocol(s) or their affiliated entities for this work. The information provided should not be construed as legal, financial, tax, or professional advice. 1 post - 1 participant Read full topic